Great choice if you carry a balance short-term

• 0% on purchases until December 2008. After that, variable APR, currently 19.55%
• No annual fee
• Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
• Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

• The American DreamCard is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• No Annual Fee†
• Get 1,000 entries just for applying!
• More entries mean more chances to win!
• Entries are good for future drawings and there is no limit to how many times you can win*
• A New Winner Every Month!
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
• American DreamCard™ holders also have access to MasterCard® Exclusive Online™

For customers with good credit

• 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
• No limit on cash back and rewards won’t expire for the life of your account
• 16.9% APR on purchases and balance transfers
• Request your cash back rewards whenever you want

25% annual bonus on the cash you earn

• 1% cash back on every purchase
• 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
• No limit on cash back and rewards won’t expire for the life of your account
• Redeem cash whenever you want