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Low Interest Credit Cards
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Compare the Best Low Interest Credit Cards below. Many of these cards feature a 0% Apr for an intro period on purchases and/or balance transfers. Apply securely online. |
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- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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| 0%* |
12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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- 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
- No annual fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
Terms & Conditions
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0% BT&CA Only |
12 Billing Cycles* |
As low as 7.99%* |
None* |
Yes* |
Good* |
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- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 12 months on Purchases and Balance Transfers
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| 0%* |
12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| 0%* |
Up to 12 Months* |
As low as 8.49%* |
None* |
Yes* |
Good* |
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- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| 0%* |
Up to 15 Months* |
As low as 8.99%* |
None* |
Yes* |
Excellent* |
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- Cash Rewards for your good credit management!*
- Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| 3.9%* |
Up to 12 Months* |
10.99%* |
None* |
Yes* |
Good |
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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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0% BT Only |
up to 12 Months* |
As low as 10.49%* |
None* |
Yes* |
Good* |
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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| 0%* |
Up to 12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Express Approval. Get a decision in less than 60 seconds.
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| 0%* |
Up to 12 Months* |
As low as 8.99%* |
None* |
Yes* |
Excellent* |
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- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- Interest-free grace period when you pay your bill in full each month
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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| 0%* |
12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
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| 0%* |
12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
- Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.
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| 0%* |
6 Months* |
10.99%* |
None* |
Yes* |
Good* |
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- Offers a 0% APR for balance transfers only for 6 billing periods
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
- Excellent to good credit needed
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| N/A |
N/A* |
8.95%* |
None* |
Yes* |
Excellent* |
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View More Low-Interest Credit Cards
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Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card
*See Terms and Conditions
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