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	Reward Credit Cards
	Compare the Best Reward Credit Cards below. Many of these cards offer cash back, points, miles, and other rewards on purchases you make with the card. Apply securely online.

Chase Flexible Rewards™ Platinum Visa® Card

0% Intro APR for up to 12 months*
Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
Earn 1000 bonus points after first purchase*

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Good*

Discover® Open Road(SM) Card

0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
Save at the pump and everywhere else.*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus at top online retailers*
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Months*	10.99%*	None*	Yes*	Good*

Blue Cash® from American Express

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Months*	As low as 8.99%*	None*	Yes*	Excellent*

Citi CashReturns(SM) Card

Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50
0% APR* on balance transfers for up to 12 months
No annual fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A*	As low as 9.99%*	None*	Yes*	Good*

Chase Freedom(SM) Credit Card

Receive $50 after you make your first purchase
3% Cash Back in your top 3 everyday spending categories
1% cash back for every $1 you spend on all other purchases
Receive an extra $50 each time you save and redeem $200 in rewards

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	14.99%*	None*	Yes*	Excellent*

Discover® More(SM) Card

Earn more cash in more ways than anyone else(SM*)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 12 months on Purchases and Balance Transfers

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Good*

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	%*	*	Yes*	*

The Merrill+ Visa® Credit Card

Introductory 1.9% Annual Percentage Rate
(APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
No Annual Fee
Outstanding Rewards Program
One of the best rewards cards available today with anytime, anywhere air rewards.
Earn 1 point for every $1 spent
on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more.
Extraordinary Benefits
Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	9.99%*	None*	Yes*	Good*

Blue from American Express®

0% APR on purchases for up to 15 months
No Annual Fee
Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 15 Months*	As low as 8.99%*	None*	Yes*	Excellent*

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Months*	As low as 8.49%*	None*	Yes*	Good*

Chase PerfectCard™ MasterCard®

6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
1% rebates on ALL other purchases made anywhere else
0% Intro APR for up to 6 months*
No Annual Fee
Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	10.99%*	None*	Yes*	Good*

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi® Identity Theft Solutions
Price Protection Program
$0 Liability on unauthorized purchases

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0% BT Only	up to 12 Months*	As low as 10.49%*	None*	Yes*	Good*

Miles by Discover® Card

A Miles card with no annual fee!
No blackout dates
Double Miles on food and travel, up to $3,000 each year
1 Mile for every $1 you spend
Unlimited Miles while your account is active
0% Intro APR*

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	10.99%*	None*	Yes*	Good*

One from American Express®

Get $50 after your first purchase
No Pre-Set Spending Limit*
Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
Never pay interest on new purchases
The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
No annual fee for the first year - A $35 savings
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	NA*	As low as 10.99%*	$35*	Yes*	Good*

Blue Sky from American Express®

No annual fee and 0% intro APR for up to 12 months
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Months*	As low as 8.99%*	None*	Yes*	Good*

American Express® Preferred Rewards Gold Card

Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
No Pre-Set Spending Limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	0%*	$125*	Yes*	Excellent*

Citi PremierPass® Card

10,000 bonus points after $300 in purchases made within 3 months of account opening*
Earn 1 point for every dollar spent on all purchases*
Earn 1 point for every 3 miles you fly on any airline*
Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
Redeem points for flights on any airline with no blackout dates*
0% APR* on balance transfers for up to 12 months
No annual fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0% BT Only	Up to 12 Months*	As low as 11.99%*	None*	Yes*	Good*

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*See Terms and Conditions

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